Builders Patch | HousingCount: Colorado affordable housing data and latest news

Colorado

Summary

Colorado state is facing an acute affordable housing crisis. For every 100 low-income renter households, there are 49 units available that are affordable to them. The median rent in the state has risen by 79% since 2010, while median household incomes have grown by 64%. Currently, the state is short over 92,528 low-income housing units, meaning rental units that are affordable to households earning ≤60% of AMI.

33.9% share of renter households
39.9% share of low-income households
49.0% share of rent-burdened households

Renter population data

Households % share
Renter households 754,483
Homeowner households 1,473,449
Total households 2,227,932
Low-income renter households

Renter households by income group

Households % share
Extremely low-income (≤30% AMI) 104,449
Very low-income (31-50% AMI) 78,687
Low-income (51-80% AMI) 118,093
All low-income households (<80% AMI) 301,229

Rent-burdened households

Share of income spent on rent Households % share
Moderately rent-burdened 192,259 25.5%
30.0–34.9% 71,918 9.5%
35.0–39.9% 50,384 6.7%
40.0-49.9% 69,957 9.3%
Severely rent-burdened 177,627 23.5%
≥50.0% 177,627 23.5%
All rent-burdened households 369,886 49.0%

Affordable housing shortage

Median household income Amount ($)
in 2010 32,321
in 2021 53,087
Increase (2010–2021) 64.2%
Median rent Amount ($)
in 2010 742
in 2021 1,325
Increase (2010–2021) 78.6%
Supply, demand & shortage Units
Supply (current stock) 90,608
Demand (total units needed) 183,136
Shortage 92,528
Total shortage 92,528
Supply/demand ratio 49.5%

Finance institutions

Colorado Housing and Finance Authority

1981 Blake Street, Denver, CO 80202-1229

List of loan programs
Sizeable Multifamily Affordable Risk Share Tool (SMART)
Small Multifamily Permanent Loan (SIMPLE)
Construction and Permanent Affordable Bond Loan (CAPABLE)
Partnership-to-Perm Affordable Bond Loan (PAIRABLE)
CHFA Housing Opportunity Fund (CHFA HOF)
Capital Magnet Fund (CMF)

QAP document (Qualified Allocation Plan)

The QAP is a document that states, and a few local agencies, must develop in order to distribute federal Low Income Housing Tax Credits (LIHTCs), which can be awarded only to a building that fits the QAP’s priorities and criteria. Each QAP must spell out a housing finance agency’s (HFA’s) priorities and specify the criteria it will use to select projects competing for tax credits. The priorities must be appropriate to local conditions.

Shortage statistics for ELI & VLI renters

Rental population ELI & VLI (<50% AMI) Rent-burdened Affordable housing
Name Households % share Households
------------------ ---------------------- ---------------- -------------------
Adams County 56,704 32.1% 16,258
Alamosa County 2,827 44.7% 860
Arapahoe County 86,879 35.1% 22,579
Archuleta County 1,626 28.2% 515
Baca County 440 27.6% 106

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(continued for other counties)