# St. Mary's County

## Summary

**28.3%**  
share of renter households

**52.2%**  
share of low-income households

**38.8%**  
share of rent-burdened households

## Renter population data

### Renters vs homeowners

| Households             | % share  |
|------------------------|----------|
| Renter households      | 11,390   |
| Homeowner households    | 28,846   |
| Total households       | 40,236   |

### Low-income renter households

| Income Group          | Households | % share  |
|-----------------------|------------|----------|
| Extremely low-income   | ≤30% AMI  | 1,812    |
| Very low-income        | 31-50% AMI | 1,428    |
| Low-income             | 51-80% AMI | 2,703    |
| All low-income         | <80% AMI  | 5,943    |

### Rent-burdened households

| Income share spent on rent | Households | % share  |
|--------------------------|------------|----------|
| Moderately rent-burdened | 2,009      | 17.6%    |
| 30.0–34.9%              | 647        | 5.7%     |
| 35.0–39.9%              | 640        | 5.6%     |
| 40.0-49.9%              | 722        | 6.3%     |
| Severely rent-burdened   | 2,412      | 21.2%    |
| ≥50.0%                  | 2,412      | 21.2%    |
| All rent-burdened       | 4,421      | 38.8%    |

## Affordable housing shortage

### Rent vs median household income

| Year   | Median Household Income | Amount ($) | Increase (2010–2021) |
|--------|------------------------|------------|----------------------|
| 2010   |                        | 49,082     |                      |
| 2021   |                        | 63,337     | 29.0%               |

### Median rent

| Year   | Median Rent | Amount ($) | Increase (2010–2021) |
|--------|-------------|------------|----------------------|
| 2010   |             | 485        |                      |
| 2021   |             | 1,300      | 168.0%               |

### Affordable housing stock

| Units                                | Amount               |
|--------------------------------------|----------------------|
| Supply (current stock)               | 1,415                |
| Demand (total units needed)         | 3,037                |
| Total shortage                        | 2,005                |
| Supply/demand ratio                  | 46.6%                |

## HUD National Low Income Housing Tax Credit (LIHTC) Database

| Name                                   | Type                               | Year | Zipcode | Market Rate | Low-income | Amount      |
|----------------------------------------|-------------------------------------|------|---------|-------------|------------|-------------|
| HIGHBRIDGE OVERLOOK                    | New construction                   | 2014 | N/A     | N/A         | 154        | $1,804,887  |
| IRVINGTON FAMILY APTS                  | New construction                   | 2007 | N/A     | N/A         | 99         | $1,378,252  |
| HILLTOP VILLAGE                        | New construction - Acquisition and Rehab | 2012 | N/A | N/A     | 200  | $504,385    |
| HUNTINGTON RESERVE                     | NA                                 | 2006 | N/A     | N/A         | 168        | $424,046    |
| HOLT + HAMILTON FAMILY APARTMENTS      | New construction                   | 2016 | N/A     | N/A         | 61         | $1,557,010  |
| INTERVALE GARDENS LLC                  | New construction                   | 2008 | N/A     | N/A         | 65         | $659,087    |
| HOMES OF RENAISSANCE PRESERVE II      | New construction                   | 2012 | N/A     | N/A         | 88         | $1,510,000  |
| JEFFERSON BOULEVARD & FIFTH AVENUE APTS | New construction                | 2013 | N/A     | N/A         | 39         | $674,261    |
| IMPERIAL GARDENS FAMILY APTS           | New construction                   | 2009 | N/A     | N/A         | 76         | $1,142,750  |
| HOLLY HEIGHTS I + II APARTMENTS        | Acquisition and Rehab              | 2016 | N/A     | N/A         | 41         | $435,816    |
| HILTON SENIOR APTS                     | New construction                   | 2007 | N/A     | N/A         | 69         | $242,084    |
| JEFFERSON AVENUE                       | New construction                   | 2020 | N/A     | N/A         | 79         | $0          |
| INGRAM PRESERVATION                    | Acquisition and Rehab              | 2005 | N/A     | N/A         | 135        | $390,500    |

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