# Saratoga County

### Summary

- **27.6%** share of renter households  
- **42.7%** share of low-income households  
- **36.3%** share of rent-burdened households

### Renter population data

#### Renters vs homeowners
| Households                  | % share |  
|----------------------------|---------|  
| Renter households           | 26,987  | 27.6%  
| Homeowner households        | 70,842  | 72.4%  
| Total households            | 97,829  | 100.0%

#### Low-income renter households
| Households                  | % share |  
|----------------------------|---------|  
| Extremely low-income (≤30% AMI) | 4,198   | 15.6%  
| Very low-income (31-50% AMI)    | 3,245   | 12.0%  
| Low-income (51-80% AMI)         | 4,080   | 15.1%  
| All low-income households (<80% AMI) | 11,523  | 42.7%

#### Rent-burdened households
| Households                  | % share |  
|----------------------------|---------|  
| Moderately rent-burdened    | 4,916   | 18.2%  
| 30.0–34.9%                  | 1,789   | 6.6%   
| 35.0–39.9%                  | 1,527   | 5.7%   
| 40.0-49.9%                  | 1,600   | 5.9%   
| Severely rent-burdened      | 4,892   | 18.1%  
| ≥50.0%                       | 4,892   | 18.1%  
| All rent-burdened households | 9,808   | 36.3%

### Affordable housing shortage

#### Rent vs median household income
| Median household income                        | Amount ($)   |  
|-----------------------------------------------|--------------|  
| in 2010                                       | 39,501       |  
| in 2021                                       | 56,162       |  
| Increase (2010–2021)                          | 42.2%        |

| Median rent                                   | Amount ($)   |  
|-----------------------------------------------|--------------|  
| in 2010                                       | 626          |  
| in 2021                                       | 1,080        |  
| Increase (2010–2021)                          | 72.5%        |

#### Affordable housing stock
| Supply, demand & shortage                      | Units        |  
|-----------------------------------------------|--------------|  
| Supply (current stock)                        | 3,446        |  
| Demand (total units needed)                  | 6,214        |  
| Shortage                                      | 3,252        |  
| Total shortage                                | 3,252        |  
| Supply/demand ratio                           | 55.5%        |

### HUD National Low Income Housing Tax Credit (LIHTC) Database
| Name                                          | Type              | Year | Zipcode | Income ceiling | LIHTC allocation |  
|-----------------------------------------------|------------------|------|---------|----------------|------------------|  
| HIGHBRIDGE OVERLOOK                           | New construction  | 2014 | 10452   | N/A            | $1,804,887      |  
| IRVINGTON FAMILY APTS                        | New construction  | 2007 | 94538   | N/A            | $1,378,252      |  
| HILLTOP VILLAGE                               | New construction - Acquisition and Rehab | 2012 | 32208 | N/A | $504,385 |  
| HUNTINGTON RESERVE                            | NA               | 2006 | 32773 | N/A            | $424,046        |
| HOLT + HAMILTON FAMILY APARTMENTS            | New construction  | 2016 | 91768   | N/A            | $1,557,010      |
| INTERVALE GARDENS LLC                        | New construction  | 2008 | 10459   | N/A            | $659,087        | ... (Additional properties follow) ...

HousingCount