# Santa Cruz County

## Summary

39.5% share of renter households  
50.3% share of low-income households  
50.4% share of rent-burdened households

## Renter population data

**Renters vs homeowners**

| Households         | % share |
|--------------------|---------|
| Renter households   | 38,155  |
| Homeowner households | 58,321  |
| Total households     | 96,476  |

**Low-income renter households**

| Households                 | % share |
|----------------------------|---------|
| Extremely low-income (≤30% AMI) | 7,450   |
| Very low-income (31-50% AMI)    | 3,344   |
| Low-income (51-80% AMI)         | 8,413   |
| All low-income households (<80% AMI) | 19,207  |

**Rent-burdened households**

| Households                  | % share |
|-----------------------------|---------|
| Moderately rent-burdened    | 8,819   |
| 30.0–34.9%                  | 3,048   |
| 35.0–39.9%                  | 2,452   |
| 40.0-49.9%                  | 3,319   |
| Severely rent-burdened      | 10,423  |
| ≥50.0%                       | 10,423  |
| All rent-burdened households | 19,242  |

## Affordable housing shortage

**Rent vs median household income**

| Median household income     | Amount ($) |
|-----------------------------|-------------|
| in 2010                     | 40,822      |
| in 2021                     | 67,144      |
| Increase (2010–2021)       | 64.5%       |

**Median rent**

| Median rent                | Amount ($) |
|----------------------------|-------------|
| in 2010                    | 698         |
| in 2021                    | 1,794       |
| Increase (2010–2021)      | 157.0%      |

**Affordable housing stock**

| Supply, demand & shortage    | Units  |
|------------------------------|--------|
| Supply (current stock)       | 24,200 |
| Demand (total units needed)  | 10,470 |
| Shortage                     | -8,932 |
| Total shortage               | -8,932 |
| Supply/demand ratio          | 231.1% |

## HUD National Low Income Housing Tax Credit (LIHTC) Database

| Name                           | Type                      | Year | Zipcode | Number of units | Income ceiling | LIHTC allocation | Amount      |
|--------------------------------|---------------------------|------|---------|-----------------|----------------|-----------------|-------------|
| HIGHBRIDGE OVERLOOK           | New construction          | 2014 | N/A     | 154             | 60% AMI        | $1,804,887      |
| IRVINGTON FAMILY APTS         | New construction          | 2007 | 94538   | 99              | 60% AMI        | $1,378,252      |
| HILLTOP VILLAGE               | New construction          | 2012 | 32208   | 200             | 60% AMI        | $504,385        |
| HUNTINGTON RESERVE            | NA                        | 2006 | 32773   | 168             | 60% AMI        | $424,046        |
| HOLT + HAMILTON FAMILY APARTMENTS | New construction       | 2016 | 91768   | 61              | 60% AMI        | $1,557,010      |
| INTERVALE GARDENS LLC         | New construction          | 2008 | 10459   | 65              | 60% AMI        | $659,087        |
| HOMES OF RENAISSANCE PRESERVE II | New construction        | 2012 | 33905   | 88              | 60% AMI        | $1,510,000      |
| JEFFERSON BOULEVARD & FIFTH AVENUE APTS | New construction| 2013 | 90018   | 39              | 60% AMI        | $674,261        |
| IMPERIAL GARDENS FAMILY APTS  | New construction          | 2009 | 92243   | 76              | 60% AMI        | $1,142,750      |
| HOLLY HEIGHTS I + II APARTMENTS | Acquisition and Rehab   | 2016 | 95490   | 41              | 60% AMI        | $435,816        |
| HILTON SENIOR APTS           | New construction          | 2007 | 14468   | 69              | 60% AMI        | $242,084        |
| JEFFERSON AVENUE             | New construction          | 2020 | 14208   | 79              | 60% AMI        | $0              |
| INGRAM PRESERVATION          | Acquisition and Rehab     | 2005 | 90026   | 135             | 60% AMI        | $390,500        |
| ...                           | ...                       | ...  | ...     | ...             | ...            | ...             | ...         |

HousingCount

Builders Patch Inc. © 2025 – All rights reserved.