# Harford County

### Summary

20.5%

share of renter households

45.9%

share of low-income households

41.7%

share of rent-burdened households

### Renter population data

#### Renters vs homeowners

| Households                | % share  |
|---------------------------|----------|
| Renter households         | 19,972   | 20.5%    |
| Homeowner households      | 77,496   | 79.5%    |
| **Total households**      | 97,468   | 100.0%   |

#### Low-income renter households

| Households                    | % share  |
|-------------------------------|----------|
| Extremely low-income (≤30% AMI) | 3,858    | 19.3%    |
| Very low-income (31-50% AMI)     | 2,472    | 12.4%    |
| Low-income (51-80% AMI)         | 2,834    | 14.2%    |
| **All low-income households (<80% AMI)** | 9,164    | 45.9%    |

#### Rent-burdened households

| Households                          | % share  |
|-------------------------------------|----------|
| Moderately rent-burdened            | 3,836    | 19.2%    |
| Spending 30.0–34.9% of income       | 1,305    | 6.5%     |
| Spending 35.0–39.9% of income       | 902      | 4.5%     |
| Spending 40.0-49.9% of income       | 1,629    | 8.2%     |
| Severely rent-burdened              | 4,489    | 22.5%    |
| Spending ≥50.0% of income            | 4,489    | 22.5%    |
| **All rent-burdened households**    | 8,325    | 41.7%    |

### Affordable housing shortage

#### Rent vs median household income

| Year   | Median household income ($) | Median rent ($) | Increase (%) |
|--------|------------------------------|------------------|--------------|
| 2010   | 40,813                       | 1,194            |              |
| 2021   | 53,442                       | 1,187            | 30.9%        |

#### Affordable housing stock

| Category                | Units     |
|------------------------|-----------|
| Supply (current stock) | 1,621     |
| Demand (total units needed) | 5,169   |
| **Total shortage**     | 3,744     |
| **Supply/demand ratio**| 31.4%     |

## **HUD National Low Income Housing Tax Credit (LIHTC) Database**

| Name                           | Type                               | Year | Zipcode | Number of units | Income ceiling | LIHTC allocation | Amount       |
|-------------------------------|------------------------------------|------|---------|-----------------|----------------|------------------|--------------|
| HIGHBRIDGE OVERLOOK           | New construction                   | 2014 | N/A     | 154             | 60% AMI        | $1,804,887      |
| IRVINGTON FAMILY APTS         | New construction                   | 2007 | N/A     | 99              | 60% AMI        | $1,378,252      |
| HILLTOP VILLAGE               | New construction - Acquisition and Rehab | 2012 | N/A     | 200             | 60% AMI        | $504,385        |
| HUNTINGTON RESERVE             | NA                                 | 2006 | N/A     | 168             | 60% AMI        | $424,046        |
| HOLT + HAMILTON FAMILY APARTMENTS | New construction                   | 2016 | N/A     | 61              | 60% AMI        | $1,557,010      |
| INTERVALE GARDENS LLC        | New construction                   | 2008 | N/A     | 65              | 60% AMI        | $659,087        |
| ...                           | ...                                | ...  | ...     | ...             | ...            | ...              |

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