# Cumberland County

### Summary

- **48.3%** share of renter households
- **44.8%** share of low-income households
- **47.2%** share of rent-burdened households

### Renter population data

#### Renters vs homeowners
| Households       | % share |
|------------------|---------|
| Renter households | 60,445  | 48.3%   |
| Homeowner households | 64,713  | 51.7%   |
| Total households  | 125,158 | 100.0%  |

#### Low-income renter households
| Households                               | % share |
|------------------------------------------|---------|
| Extremely low-income (≤30% AMI)         | 10,177  | 16.8%   |
| Very low-income (31-50% AMI)            | 4,652   | 7.7%    |
| Low-income (51-80% AMI)                 | 12,241  | 20.3%   |
| All low-income households (<80% AMI)     | 27,070  | 44.8%   |

#### Rent-burdened households
| Households                               | % share |
|------------------------------------------|---------|
| Moderately rent-burdened (30.0–34.9%)   | 14,832  | 24.5%   |
| 30.0–34.9%        | 4,838   | 8.0%    |
| 35.0–39.9%        | 4,016   | 6.6%    |
| 40.0-49.9%        | 5,978   | 9.9%    |
| Severely rent-burdened (≥50.0%)         | 13,707  | 22.7%   |
| All rent-burdened households             | 28,539  | 47.2%   |

### Affordable housing shortage

#### Rent vs median household income
| Description                          | Amount ($)  |
|--------------------------------------|--------------|
| Median household income in 2010     | 31,614       |
| Median household income in 2021     | 37,862       |
| Increase (2010–2021)                | 19.8%        |
| Median rent in 2010                  | 633          |
| Median rent in 2021                  | 773          |
| Increase (2010–2021)                | 22.1%        |

### Affordable housing stock
| Units                                   | Supply (current stock) | Demand (total units needed) | Shortage   | Supply/Demand Ratio  |
|-----------------------------------------|------------------------|-----------------------------|------------|----------------------|
| Total units needed                      | 14,220                 | 1,272                       | 13,179     | 8.9%                 |

### Builders Patch blog

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## HUD National Low Income Housing Tax Credit (LIHTC) Database

| Name                                           | Type                            | Year  | Zipcode | Market Rate | Low-income  |  LIHTC allocation |
|------------------------------------------------|---------------------------------|-------|---------|-------------|-------------|-------------------|
| HIGHBRIDGE OVERLOOK                             | New construction                | N/A   | 10452   | N/A         | 154         | $1,804,887        |
| IRVINGTON FAMILY APTS                           | New construction                | N/A   | 94538   | N/A         | 99          | $1,378,252        |
| HILLTOP VILLAGE                                | New construction - Acquisition and Rehab | N/A   | 32208   | N/A         | 200         | $504,385          |
| HUNTINGTON RESERVE                             | NA                              | N/A   | 32773   | N/A         | 168         | $424,046          |
| HOLT + HAMILTON FAMILY APARTMENTS              | New construction                | N/A   | 91768   | N/A         | 61          | $1,557,010        |
| INTERVALE GARDENS LLC                          | New construction                | N/A   | 10459   | N/A         | 65          | $659,087          |
| HOMES OF RENAISSANCE PRESERVE II               | New construction                | N/A   | 33905   | N/A         | 88          | $1,510,000        |
| JEFFERSON BOULEVARD & FIFTH AVENUE APTS       | New construction                | N/A   | 90018   | N/A         | 39          | $674,261          |
| IMPERIAL GARDENS FAMILY APTS                   | New construction                | N/A   | 92243   | N/A         | 76          | $1,142,750        |
| HOLLY HEIGHTS I + II APARTMENTS                | Acquisition and Rehab          | N/A   | 95490   | N/A         | 41          | $435,816          |
| HILTON SENIOR APTS                             | New construction                | N/A   | 14468   | N/A         | 69          | $242,084          |
| JEFFERSON AVENUE                               | New construction                | N/A   | 14208   | N/A         | 79          | $0                 |
| INGRAM PRESERVATION                            | Acquisition and Rehab          | N/A   | 90026   | N/A         | 135         | $390,500          |
| JACOB'S HILL                                  | New construction                | N/A   | 10567   | N/A         | 103         | $1,420,505        |
| HOWARD AVENUE CLUSTER                          | Acquisition and Rehab          | N/A   | 11233   | N/A         | 5           | $50,769           |
| JACKSON TERRACE                                | Acquisition and Rehab          | N/A   | 11550   | N/A         | 417         | $1,557,608        |
| JEFFERSON CLUSTER (ATLANTIC AVE)              | Acquisition and Rehab          | N/A   | 11216   | N/A         | 12          | $88,403           |
| JEAN C MCKINNEY MANOR                         | New construction                | N/A   | 92114   | N/A         | 49          | $562,511          |
| HOA MAI GARDENS                               | New construction                | N/A   | 98104   | N/A         | 110         | $1,986,793        |
| IMPACCT PRESERVATION - SOUTHERN CLUSTER       | Acquisition and Rehab          | N/A   | 11221   | N/A         | 84          | $479,210          |
| Imani FE East & West                          | New construction                | N/A   | 90002   | N/A         | 90          | $1,666,926        |

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