# Caldwell County

### Summary

25.8%  
share of renter households  
51.5%  
share of low-income households  
34.7%  
share of rent-burdened households

### Renter population data

**Renters vs homeowners**  
| Households            | % share |  
|----------------------|---------|  
| Renter households     | 8,211   | 25.8%  
| Homeowner households  | 23,629  | 74.2%  
| Total households      | 31,840  | 100.0% |

**Low-income renter households**  
**Renter households by income group**  
| Households            | % share |  
|----------------------|---------|  
| Extremely low-income  | ≤30% AMI| 834 | 10.2%  
| Very low-income      | 31-50% AMI| 1,615 | 19.7%  
| Low-income           | 51-80% AMI| 1,778 | 21.7%  
| All low-income households| <80% AMI| 4,227 | 51.5%

**Rent-burdened households**  
**Share of income spent on rent**  
| Households                 | % share |  
|---------------------------|---------|  
| Moderately rent-burdened  | 1,330   | 16.2%  
| 30.0–34.9%               | 524     | 6.4%   
| 35.0–39.9%               | 334     | 4.1%   
| 40.0-49.9%               | 472     | 5.7%   
| Severely rent-burdened    | 1,518   | 18.5%  
| ≥50.0%                   | 1,518   | 18.5%  
| All rent-burdened households| 2,848 | 34.7%

### Affordable housing shortage

**Rent vs median household income**  
| Year           | Median household income | Amount ($) |  
|----------------|------------------------|-------------|  
| in 2010        |                        | 21,250      |  
| in 2021        |                        | 31,305      |  
| Increase (2010–2021)|                  | 47.3%       |

**Median rent**  
| Year           | Median rent | Amount ($)    |  
|----------------|-------------|----------------|  
| in 2010        |             | 627            |  
| in 2021        |             | 496            |  
| Increase (2010–2021)|       | -20.9%        |

**Affordable housing stock**  
| Units                                 | Amount       |  
|---------------------------------------|--------------|  
| Supply (current stock)                | 841          |  
| Demand (total units needed)           | 1,975        |  
| Shortage                               | 1,546        |  
| Total shortage                         | 1,546        |  
| Supply/Demand ratio                   | 42.6%        |

### Builders Patch blog

- [Kittle Property Group selects Builders Patch's AI platform to streamline affordable housing development and operations](/content/housingcount/counties/caldwell-county-north-carolina#/index.html)
- [Bridging innovation and community: reflections from the 2025 Montana Housing Partnership Conference](/content/housingcount/counties/caldwell-county-north-carolina#/index.html)
- [New York City C-PACE Financing: PACE Funding Now Available for New Construction](/content/housingcount/counties/caldwell-county-north-carolina#/index.html)

## **HUD National Low Income Housing Tax Credit (LIHTC) Database**

**List of states**  
| Name                               | Type                   | Year | Zipcode | Market Rate | Low-income | Allocation Amount |  
|------------------------------------|------------------------|------|---------|-------------|------------|-------------------|  
| HIGHBRIDGE OVERLOOK                | New construction       | N/A  | 10452   | N/A         | 1          | $1,804,887        |  
| IRVINGTON FAMILY APTS              | New construction       | N/A  | 94538   | N/A         | 1          | $1,378,252        |  
| HILLTOP VILLAGE                    | New construction       | N/A  | 32208   | N/A         | 0          | $504,385          | ...

*Note: List continues in similar format for additional properties.*